2007年至2021年的汽车购买者可能有资格获得赔偿,因为据称汽车融资费用过高。 Car buyers from 2007 to 2021 may qualify for compensation due to alleged overcharging on car financing.
储蓄钱财专家马丁·刘易斯警告说,2007年4月至2021年1月期间购买车辆的人可能由于可能因汽车融资费用过高而应获得赔偿。 Money-saving expert Martin Lewis warns that people who bought vehicles between April 2007 and January 2021 may be owed compensation due to potentially being overcharged on car financing. 在此之前,金融行为管理局对“自行酌定佣金安排”(DCAs)进行了调查,经销商在不通知客户的情况下提高利率,以赚取更多的佣金。 This follows a Financial Conduct Authority (FCA) investigation into "discretionary commission arrangements" (DCAs), where dealers raised interest rates to earn more commission without informing customers. 上诉法院最近的一项裁决指出,汽车经销商在接受金融公司佣金时必须得到完全知情的同意。 A recent Court of Appeal ruling states that car dealers must have fully informed consent to receive commissions from finance firms. 《公平竞争法》将在2025年5月更新该问题,但消费者可以使用“拯救金钱专家”的在线工具,检查他们是否有资格获得赔偿并提出申诉。 The FCA will update on the issue in May 2025, but consumers can use MoneySavingExpert's online tool to check if they qualify for compensation and file a complaint.