加拿大加拿大抵押和住房委员会警告说,在利率提高的情况下,抵押贷款犯罪率和债务更新的风险会上升。 Canada's CMHC warns of rising mortgage delinquency and renewal risks amid higher interest rates.

加拿大住房机构 CMHC 警告称，由于拖欠率上升和借款人以更高的利率续贷，抵押贷款市场存在持续风险。 Canada's housing agency, CMHC, cautions of ongoing risks in the mortgage market due to rising delinquency rates and borrowers renewing at higher interest rates. 在2024年问题2,过去90天以上到期的抵押贷款从2022年的0.14%上升到0.19%,尽管仍然低于人口规模前的水平。 In Q2 2024, mortgages over 90 days past due rose to 0.19%, up from 0.14% in 2022, though still below pre-pandemic levels. 替代贷款部门特别紧张,违约情况日益增加。 The alternative lending sector is particularly strained, with increasing defaults. 值得注意的是,2025年将更新120万套抵押贷款,其中许多是利率低得多的时期的抵押贷款。 Notably, 1.2 million mortgages are set for renewal in 2025, many from a time of much lower interest rates.