IRS规定2025年的退休缴款限额为:401(k)为23 500美元;IRA账户为7 000美元。 The IRS set 2025 retirement contribution limits at $23,500 for 401(k) and $7,000 for IRA accounts.

国税局宣布了2025年的新退休缴款限额。 The IRS announced new retirement contribution limits for 2025. 401(k)限额提高到23 500美元,爱尔兰共和军限额维持在7 000美元。 The 401(k) limit rises to $23,500, while the IRA limit stays at $7,000. 50岁以上的工人可增加7 500美元的追赶缴款,共计31 000美元。 Workers aged 50+ can add $7,500 in catch-up contributions, totaling $31,000. 对于60-63岁的人,追赶限额增加到11 250美元,使总数达到34 750美元。 For those aged 60-63, the catch-up limit increases to $11,250, allowing for a total of $34,750. 此外,还调整了爱尔兰共和军缴款和扣除的收入阈值。 Additionally, income thresholds for IRA contributions and deductions have been adjusted. 详情请访问IRS网站。 For more details, visit the IRS website.