2024年美国抵押贷款违约率上升至3.48%,比8月增加4.3%,为连续第四个月的上升. 2024 U.S. mortgage delinquency rate rose to 3.48%, a 4.3% increase from August, marking the fourth consecutive monthly increase.

2024年9月,美国抵押贷款违约率上升至3.48%,比8月增加4.3%,连续第四个月增长. In September 2024, the U.S. mortgage delinquency rate rose to 3.48%, marking a 4.3% increase from August and the fourth consecutive month of increases. 严重违法行为达到16个月的最高水平. Serious delinquencies reached a 16-month high. 尽管如此,抵押活动仍然明显低于大流行前的水平. Despite this, foreclosure activity remains significantly lower than pre-pandemic levels. 促成因素包括利率上升、失业和自然灾害。 Contributing factors include rising interest rates, unemployment, and natural disasters. 预付款率同比上升了2.5%,同比上升了43.2%. Prepayment rates also increased by 2.5% month-over-month and 43.2% year-over-year.