价值超过10bn英镑的480万“丢失”英国养老金罐,主要原因是工作/家庭变动,没有更新养老金。 4.8 million 'lost' UK pension pots, worth over £10bn, primarily due to job/home changes without pension updates.

据 PensionBee 的研究显示, 英国有480万笔养老金, 价值超过100亿英, 已"丢失", 主要是因为个人在没有更新养老金详细信息的情况下换工作或换住所. Research by PensionBee reveals that 4.8 million pension pots, valued over £10 billion, are 'lost' in the UK, primarily due to individuals changing jobs or homes without updating their pension details. 为了找到这些记录,个人应审查过去的就业记录,并利用联合王国政府的养恤金追踪服务处。 To locate these, individuals should review past employment records and utilize the UK Government's Pension Tracing Service. 虽然合并养恤金可以简化管理和降低费用,但必须考虑福利和离职费的可能损失。 While consolidating pensions can simplify management and reduce fees, it’s essential to consider potential loss of benefits and exit charges. 自2021年11月以来制定的新条例旨在防范养恤金转移中的欺诈行为。 New regulations since November 2021 aim to protect against fraud in pension transfers.