联合王国计划在2026年规范 " 立即买 " 、 " 付款后期计划 ",以保护消费者免受债务风险。 UK plans to regulate Buy Now, Pay Later schemes in 2026 to protect consumers from debt risks.

从2026年开始,联合王国计划规范 " 立即买 " 、 " 稍后支付 " (BNPL)计划,目的是保护消费者免受债务风险。 UK plans to regulate Buy Now, Pay Later (BNPL) schemes, starting in 2026, aim to protect consumers from debt risks. 新规则将要求BNPL公司进行支付能力检查,并提供关于贷款的明确信息。 New rules will require BNPL companies to conduct affordability checks and provide clear information about loans. 金融行为管理局将监督这些变化,其中包括根据《消费者信贷法》保护消费者。 The Financial Conduct Authority (FCA) will oversee these changes, which include consumer protections under the Consumer Credit Act. 财务专家马丁·刘易斯建议谨慎行事,直至条例得到充分执行。 Martin Lewis, a financial expert, advises caution until the regulations are fully implemented.