45个州需要个人金融教育,但侧重于经济学;只有57%的成年人在经济上识字。 45 states require personal finance education, but focus on economics; only 57% of adults are financially literate.

文章强调,必须尽早和持续开展金融扫盲教育,以克服美国日益严重的金融文盲现象,因为美国只有57%的成年人在经济上识字。 The article underscores the necessity of early and ongoing financial literacy education to combat the growing financial illiteracy in the U.S., where only 57% of adults are financially literate. 尽管45个州需要个人金融教育,但许多州只注重经济学。 Despite 45 states requiring personal finance education, many focus on economics instead. 让儿童参与金融讨论、预算编制和制定长期目标,可以培养负责任的金融习惯。 Engaging children in financial discussions, budgeting, and setting long-term goals can cultivate responsible financial habits. 为支持父母和教育者教授这些基本技能,提供了资源和方案。 Resources and programs are available to support parents and educators in teaching these essential skills.