父母通过父母匹配、实实在在的奖励和金融知识鼓励孩子的 Roth IRA 投资。 Parents encourage children's Roth IRA investment with parental match, tangible rewards, and financial literacy.

文章概述了父母鼓励孩子投资罗斯个人年金的策略. The article outlines strategies for parents to encourage children to invest in a Roth IRA for retirement. 关键的方法包括实施储蓄的“父母匹配”,为实现储蓄目标设立有形的奖励,以及教授复合利息的好处。 Key methods include implementing a "parental match" for savings, setting up tangible rewards for achieving savings goals, and teaching the benefits of compound interest. 家长可以通过额外家务、金融扫盲讨论和分享家庭储蓄目标来激励孩子。 Parents can motivate kids through extra chores, financial literacy discussions, and shared family savings goals. 对于罗思 IRA 的缴费, 要求孩子从工作或自雇中获得收入. Contributions to a Roth IRA require the child to have earned income from jobs or self-employment.