中国银行将降低存款利率, 以响应政府的刺激和利率削减。 Chinese banks to cut deposit rates in response to government stimulus and interest rate cuts.

中国银行将很快削减存款利率, Chinese banks are set to cut deposit rates soon, responding to recent government stimulus measures that have pressured their profitability. 这一调整将影响约300万亿人民币(42.3万亿人民币)的存款,一年利率可能下降20个基点,长期利率可能下降25个基点。 This adjustment will impact approximately 300 trillion yuan ($42.3 trillion) in deposits, with one-year rates potentially dropping by 20 basis points and longer-term rates by 25 basis points. 这是继中国人民银行大幅度降低利率以振兴经济之后,尽管净利率持续下降。 This follows the People's Bank of China's significant interest rate cuts aimed at revitalizing the economy, despite ongoing declines in net interest margins.