由于长期债券投资和利率上升,硅谷银行崩溃。 2023 Silicon Valley Bank collapse due to long-term bond investments and rising interest rates.

文章审查了硅谷银行2023年倒闭的情况,主要归因于它决定通过长期债券投资追求更高的收益。 The article examines the 2023 collapse of Silicon Valley Bank (SVB), attributing it largely to its decision to pursue higher yields through long-term bond investments. 最初,SVB领导人幽默地承诺不追逐收益,但十年后,他们改变了战略,导致2022年利率上升时的重大损失。 Initially, SVB leaders humorously pledged not to chase yield, but a decade later, they shifted strategies, leading to significant losses when interest rates rose in 2022. 这一误算导致无法支付存款,正如前SVB内部人士所指出的,最终导致2023年春季的银行运行。 This miscalculation resulted in an inability to cover deposits, culminating in a bank run in spring 2023, as noted by former SVB insiders.