2025 ACA 从 11 月 1 日到 1 月 15 日开放注册，保费上涨 7%，当心非官方网站和经纪人问题。 2025 ACA open enrollment from Nov 1 to Jan 15, premiums up 7%, beware unofficial sites and broker issues.

《负担得起的护理法》的开放招生从11月1日至1月15日。 The Affordable Care Act's open enrollment runs from November 1 to January 15. 消费者应使用官方医疗保健网站, Consumers should use the official healthcare.gov site to avoid unofficial sites offering limited coverage. 预计2025年的保险费将增加7%,但许多人有资格获得补贴。 Premiums are projected to rise by 7% for 2025, but many qualify for subsidies. 正如佛罗里达州的一项诉讼所显示的,对未经同意而录用消费者的经纪人持谨慎态度。 Be wary of brokers enrolling consumers without consent, as seen in a Florida lawsuit. 短期计划目前只涵盖四个月,因此了解政策细节至关重要。 Short-term plans now cover only four months, so understanding policy details is crucial.