Martin Lewis 警告说，年利率为 40% 的高透支费用，建议优先减少并探索其他借款选择。 Martin Lewis warns about high overdraft fees at 40% APR, advising prioritizing reduction and exploring alternative borrowing options.

储蓄钱财的专家Martin Lewis提醒银行客户注意与透支有关的高昂费用,利率往往高达40%,比大多数信用卡高。 Money-saving expert Martin Lewis cautions bank customers about the exorbitant fees linked to overdrafts, with interest rates often hitting 40% APR—higher than most credit cards. 他建议优先减少超额债务相对于其他债务的透支,并建议探讨其他借贷办法,以节省资金。 He advises prioritizing the reduction of overdraft debt over other debts and recommends exploring alternative borrowing options to save money. 许多高额街头银行,包括大都会银行和劳埃德银行,收取39.9%的标准透支率。 Many high street banks, including Metro Bank and Lloyds, charge a standard overdraft rate of 39.9%.