FDICC反对美联储减少银行资本提案, 引起对贷款成本和竞争力的担忧。 FDIC opposes Federal Reserve's reduced bank capital proposal, raising concerns about lending costs and competitiveness.
美联储订正银行资本提案将主要银行所需的资本增长从19%减少到9%,但正面临来自FDIC的强烈反对。 The Federal Reserve's revised bank capital proposal, which reduces the required capital increase for major banks from 19% to 9%, is facing significant opposition from the FDIC. 它的五名董事中至少有三名,包括Rohit Chopra等关键人物,反对这些变化,使人们担心这些变化可能对贷款成本和美国银行的竞争力产生影响。 At least three of its five directors, including key figures like Rohit Chopra, oppose the changes, raising concerns about their potential impact on lending costs and U.S. banks' competitiveness. 这种分歧可能会使监管机构在2025年年中前完成巴塞尔第三期谈判的努力复杂化。 This discord could complicate the regulators' efforts to finalize the Basel III endgame by mid-2025.