2022年零售信用卡利率达到创纪录的30.45%,高于2021年的24.35%。 2022 retail credit card interest rates hit a record average of 30.45%, up from 24.35% in 2021.

根据一项银行利率研究,零售信用卡利率达到创纪录的30.45%,大大高于2021年的24.35%。 Retail credit card interest rates have hit a record average of 30.45%, significantly up from 24.35% in 2021, according to a Bankrate study. 这一利率超过了大约21%的一般信用卡平均数。 This rate exceeds the general credit card average of about 21%. 一些零售商的收费高达35.99%。 Some retailers charge as much as 35.99%. 虽然这些卡片可能给忠诚的客户带来好处,他们可以全额支付,但持有余额会导致大量费用。 While these cards may offer benefits for loyal customers who pay in full, carrying a balance can lead to substantial costs. 建议消费者谨慎行事,避免冲动性应用。 Consumers are advised to exercise caution and avoid impulsive applications.