HDFC银行与全球银行谈判一美元贷款销售,以降低信用记录,并在监管压力下与存款保持一致。 HDFC Bank negotiates $1bn loan sale with global banks to lower credit book and align with deposits amid regulatory pressure.

印度最大的私人贷款人HDFC银行(HDFC Bank)正与巴克莱、花旗集团和JP摩根等全球银行谈判,以出售高达10亿美元的贷款。 HDFC Bank, India's largest private lender, is negotiating with global banks like Barclays, Citigroup, and JPMorgan to sell up to $1 billion in loans. 这一举措旨在减少其信用账簿,并在提高信用与存款比率的监管压力下使其与存款保持一致。 This initiative aims to reduce its credit book and align it with deposits amid regulatory pressure to enhance credit-to-deposit ratios. 目前，HDFC 银行的比率为 104%，超过了前几年的 85-88% 范围。 Currently, HDFC Bank's ratio stands at 104%, exceeding the 85-88% range of previous years. 该银行计划对这些贷款销售使用直通证书。 The bank plans to use pass-through certificates for these loan sales.