7月,美国消费者借贷达到创纪录的5.093万亿美元,其驱动因素是信用卡和非不断上升的信贷增长。 U.S. consumer borrowing reached a record $5.093 trillion in July, driven by credit card and non-revolving credit increases.

7月,美国消费者借款猛增255亿美元,创下5093万亿美元的历史纪录,其驱动因素是信用卡债务增加106亿美元,非周转信贷增加近150亿美元。 In July, U.S. consumer borrowing surged by $25.5 billion, reaching a record $5.093 trillion, driven by a $10.6 billion rise in credit card debt and a nearly $15 billion increase in non-revolving credit. 尽管信用卡年利率创下了创纪录的22.76%的水平, This spike occurred despite credit card APRs hitting a record 22.76%. 虽然零售额大幅增长,但不断上升的债务水平和犯罪率,特别是信用卡和汽车贷款,引起了对未来消费者支出的关切。 While retail sales saw significant growth, the rising debt levels and delinquency rates, particularly in credit cards and auto loans, raise concerns about future consumer spending.