即时付款占全球非现金交易的22%,可能使卡片交易增长放缓15-25%,只有5%的银行为这一转变做好了充分准备。 Instant payments to account for 22% of global non-cash transactions, potentially slowing card transaction growth by 15-25%, with only 5% of banks fully prepared for the shift.

Capgemini研究所的《2025年世界支付报告》预测,到2028年,即时支付将占全球非现金交易的22%,可能使卡片交易增长减少15-25%。 The Capgemini Research Institute's World Payments Report 2025 forecasts that instant payments will make up 22% of global non-cash transactions by 2028, potentially reducing card transaction growth by 15-25%. 预计到2028年,非现金数额将增至28.38亿美元,亚太区域增长最快。 Non-cash volumes are expected to rise to 2,838 billion by 2028, with Asia-Pacific leading growth. 然而,只有5%的银行为这一转变做好了充分准备,突出表明银行和付款提供者之间需要合作,以满足消费者对更快付款选择的需求。 However, only 5% of banks are fully prepared for this shift, highlighting the need for collaboration between banks and payment providers to meet consumer demand for faster payment options.