Mega Millions 7.4 亿美元的头奖提供年金或一次性付款，并为投资者提供不同的建议。 Mega Millions $740 million jackpot offers annuity or lump sum with varying advice for investors.

7.4 亿美元的 Mega Millions 头奖为中奖者提供了 30 年年金或一次性付款之间的选择，大约是头奖金额的一半。 The Mega Millions jackpot of $740 million offers winners a choice between a 30-year annuity or a lump sum, approximately half the jackpot amount. 虽然专家认为缺乏经验的投资者选择稳定和降低风险的年金,但经验丰富的投资者可能倾向于一次性总付,以备潜在增长。 While experts suggest inexperienced investors opt for the annuity for stability and risk reduction, seasoned investors may prefer the lump sum for potential growth. 建议财务规划人员根据个别目标调整决策。 Consulting a financial planner is advised to tailor decisions to individual goals. 赢家也应警惕骗局,在采取金融行动之前考虑隐私问题。 Winners should also be wary of scams and consider privacy before making financial moves.