加拿大银行RBC和斯科舍银行调整按揭战略,因为住房市场疲软,竞争压力很大。 Canadian banks RBC and Scotiabank adjust mortgage strategies due to competitive pressure in sluggish housing market.

加拿大银行,特别是加拿大皇家银行和斯科舍银行,在竞争加剧和住房市场疲软的情况下,正在重新评估其按揭战略。 Canadian banks, notably RBC and Scotiabank, are reevaluating their mortgage strategies amid heightened competition and a sluggish housing market. RBC CEO Dave McKay强调一种更具选择性的做法,侧重于有多种产品的客户,而不仅仅是抵押贷款寻求者。 RBC CEO Dave McKay emphasized a more selective approach, focusing on clients with multiple products rather than just mortgage seekers. 这一转变是由利率上升驱动的,利率上升使利润率受到压力,迫使银行在降低抵押贷款业务成本的同时,为商业进行更激烈的竞争。 This shift is driven by rising interest rates, which have pressured profit margins and forced banks to compete harder for business while reducing costs in their mortgage operations.

September 04, 2024

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