加拿大银行RBC和斯科舍银行调整按揭战略,因为住房市场疲软,竞争压力很大。 Canadian banks RBC and Scotiabank adjust mortgage strategies due to competitive pressure in sluggish housing market.

加拿大银行,特别是加拿大皇家银行和斯科舍银行,在竞争加剧和住房市场疲软的情况下,正在重新评估其按揭战略。 Canadian banks, notably RBC and Scotiabank, are reevaluating their mortgage strategies amid heightened competition and a sluggish housing market. RBC CEO Dave McKay强调一种更具选择性的做法,侧重于有多种产品的客户,而不仅仅是抵押贷款寻求者。 RBC CEO Dave McKay emphasized a more selective approach, focusing on clients with multiple products rather than just mortgage seekers. 这一转变是由利率上升驱动的,利率上升使利润率受到压力,迫使银行在降低抵押贷款业务成本的同时,为商业进行更激烈的竞争。 This shift is driven by rising interest rates, which have pressured profit margins and forced banks to compete harder for business while reducing costs in their mortgage operations.