HDFC Bank 计划通过转手证书出售 12 亿美元的贷款组合，以减少风险敞口并提高信贷存款比率，以应对印度存款增长的挑战。 HDFC Bank plans to sell $1.2bn loan portfolios via pass-through certificates to reduce exposure and improve credit-deposit ratio amid deposit growth challenges in India.
印度最大的私人贷款机构HDFC银行打算通过一种罕见的债务工具, 卖出高达12亿美元的贷款组合, HDFC Bank, India's largest private lender, intends to sell up to $1.2 billion of loan portfolios through a rare debt instrument called pass-through certificates, as it seeks to reduce exposure to certain sectors amid difficulties in raising deposits. 银行正与当地资产经理商谈,以发放这些证书,并辅以一批汽车贷款,并打算改善其信用存款比率,随着信贷增长超过印度存款增长,这一比率恶化了。 The bank is in talks with local asset managers to issue these certificates, backed by a pool of car loans, and intends to improve its credit-deposit ratio, which has worsened as credit growth outpaces deposit growth in India. 印度储备银行提醒银行注意潜在的流动性问题,敦促银行增加存款和吸引更多的储蓄。 The Reserve Bank of India has warned banks of potential liquidity issues and urged them to increase deposits and attract more savings.