前10%美国人的2022年退休账户中位数余额为900,000美元,比1989年的110,668美元有所增加。 2022 median retirement account balance for top 10% Americans is $900,000, up from $110,668 in 1989.

按净值计算,最高的10%美国人在2022年的退休账户中位数为900,000美元,高于1989年的110,668美元。 The top 10% of Americans by net worth have a median retirement account balance of $900,000 in 2022, up from $110,668 in 1989. 同期,在25%的底层,他们的储蓄从2 306美元增加到6 000美元。 Bottom 25% saw their savings rise from $2,306 to $6,000 over the same period. 定期缴款和雇主401(k)匹配,加上调整退休计划和设定储蓄目标,帮助个人为退休储蓄。 Regular contributions and employer 401(k) matches, plus adapting retirement plans and setting savings goals, help individuals save for retirement.