富人转向艺术贷款作为现金抵押,未偿贷款预计到2024年将达到36bn。 Wealthy individuals turn to art loans as collateral for cash, with outstanding loans predicted to reach $36bn by 2024.

美术贷款市场正在蓬勃发展, The art lending market is booming as wealthy individuals turn to art loans to secure cash against their valuable collections. 由于艺术品销售缓慢,传统投资选择失去吸引力,预计到2024年,针对艺术品的未偿贷款将超过36bn。 As art sales slow and traditional investment options lose appeal, outstanding loans against art are predicted to surpass $36bn by 2024. 主要银行,包括美国银行、摩根大通和花旗集团正在扩大其艺术贷款服务,以满足富人的需求,提供高价值收款信贷额度作为抵押。 Major banks, including Bank of America, JPMorgan Chase, and Citigroup, are expanding their art lending services to cater to the affluent, offering lines of credit with high-value collections as collateral. 尽管利率较高,但由于资产类别与其他投资相比稳定,艺术贷款仍然具有吸引力。 Art loans remain attractive due to the stability of the asset class compared to other investments, despite higher interest rates.