RBI Patra副总督呼吁发展存款保险制度,以应对金融创新和气候变化风险。 RBI Deputy Governor Patra calls for evolving deposit insurance systems to address financial innovation and climate change risks.

RBI 副总督Michael Patra强调,需要发展存款保险制度,以应对快速金融创新和气候变化带来的挑战。 RBI Deputy Governor Michael Patra emphasized the need for evolving deposit insurance systems to address challenges posed by rapid financial innovation and climate change. 他强调了网络风险、金融不稳定加速、象征性存款和金融服务数字化等影响存款保险未来的威胁。 He highlighted the threats of cyber risks, accelerated financial instability, tokenized deposits, and digitalization of financial services in shaping the future of deposit insurance. Patra还敦促存款保险商和金融安全网参与者建立框架,管理存款机构失灵,防止金融交易迅速数字化时蔓延。 Patra also urged deposit insurers and financial safety net participants to establish frameworks for managing the failure of deposit-taking institutions and preventing contagion amidst the rapid digitization of financial transactions.