Klarna的“现在买,以后再付”服务会因过度使用而影响信用分数。 Klarna's "buy now, pay later" service can negatively impact credit scores due to overuse.

Klarna是一个流行的“现买后付”服务, 如果用户过度使用, 可能会影响信用分数, Klarna, a popular "buy now, pay later" service, can impact credit scores if users overuse it, resulting in payment delays and hard credit checks. 过度使用可能导致暂时降低信用分数,降低获得信贷核准的能力。 Overuse can lead to temporary credit score lowering and reduced ability to get approved for credit. 为了保持良好的信用分数,用户应及时付款,避免过度的信用检查,安全建立和管理信用。 To maintain a good credit score, users should make timely payments, avoid excessive credit checks, and safely build and manage credit.