美联储的利率上升导致CD利率上升,但暗示的降低利率可能会降低2024年秋季利率。 Fed's interest rate hikes caused CD rates to rise, but hinted rate cuts may lower them in Fall 2024.

美联储的通货膨胀控制措施导致利率上升,使CD利率较高的储蓄者受益。 Fed's inflation control measures led to interest rate hikes, benefiting savers with higher CD rates. 然而,最近的通货膨胀迅速下降和暗示的降低利率意味着裁谈会的利率可能在2024年秋季下降。 However, rapid recent inflation decline and hinted rate cuts imply that CD interest rates may fall in Fall 2024. 2024年8月,由于美联储的涨幅,CD利率达到峰值(5%APY),但降低利率可以减少这些回报。 CD rates reached peaks in August 2024 (5% APY) due to Fed hikes, but a rate cut could reduce these returns. 建议比较利率、期限长度和考虑网上银行的竞争性利率。 Comparing rates, term lengths, and considering online banks for competitive rates is advised.