注册财务规划师 Jaime Quinones 认为，裁员可以提供税务规划机会，比如罗斯个人退休账户 (Roth IRA) 转换或 0% 资本收益税率。 Certified financial planner Jaime Quinones suggests that job layoffs can present tax planning opportunities like Roth IRA conversions or 0% capital gains bracket.

注册财务规划师 Jaime Quinones 认为，裁员可以带来暂时较低的联邦所得税等级，并提供诸如罗斯个人退休账户 (Roth IRA) 转换或 0% 资本利得税等级等税务规划机会。 Certified financial planner Jaime Quinones suggests that job layoffs can offer a temporary lower federal income tax bracket, presenting tax planning opportunities like Roth IRA conversions or 0% capital gains bracket. 尽管劳动力市场强劲，但 2024 年的长期失业和较低收入可能会带来税收筹划机会。 Prolonged unemployment and lower income in 2024 could offer tax planning chances, despite a strong labor market. 然而，考虑年度的财务目标和税收预测至关重要。 It's crucial to consider financial goals and tax projections for the year, however.