40 至 73 岁的人可以在 2025 年 4 月 5 日之前补足国民保险缺口，以增加国家养老金。 40-73-year-olds can buy back National Insurance gaps by 5 April 2025 to boost State Pension.

金融专家马丁·刘易斯 (Martin Lewis) 解释了对于 40-73 岁人群来说最有利可图的行动：填补国民保险记录的空白。 Finance expert Martin Lewis explains the most lucrative action for people aged 40-73: fill gaps in National Insurance records. 缺口可能导致国家养老金减少，但填补缺口可以增加每月支付额。 Gaps can lead to reduced State Pension, but paying to fill them can boost monthly payments. 到 2025 年 4 月 5 日为止，工人可以补领任何缺失的年限，到退休时，800 英镑的付款可能变成 5,400 英镑。 Until 5 April 2025, workers can buy back any missing years, with an £800 payment potentially turning into £5,400 by retirement. 该日期之后，只能填补前六年的空白。 After that date, only gaps from the previous six years can be filled.