2023 年第四季度的新抵押贷款中有 42% 的期限超出了国家退休年龄，这引发了人们对退休人员财务安全的担忧。 42% of Q4 2023 new mortgages have terms beyond state pension age, raising concerns over retirees' financial security.

前养老金大臣史蒂夫韦伯爵士警告称，年轻的购房者正在承担超长期抵押贷款，这将使他们的退休前景面临风险。 Former pensions minister Sir Steve Webb warns that young home buyers are taking on ultra-long mortgages, putting their retirement prospects at risk. 英格兰银行的数据显示，2023 年第四季度 42% 的新抵押贷款的期限超过了国家退休年龄，高于 2021 年的 31%。 Bank of England data reveals 42% of new mortgages in Q4 2023 had terms beyond the state pension age, increasing from 31% in 2021. 随着越来越多的人选择更长的还款期来控制成本，这一趋势引发了人们对退休人员财务安全的担忧。 With a growing number of people choosing longer repayment periods to control costs, the trend raises concerns over the financial security of retirees.