投资退税的 3 种明智方法！ 3 smart ways to invest tax refunds!.

投资退税的 3 种明智方式：1）偿还债务以减少利息，2）再投资于 RRSP 以实现免税增长，3）向 TFSA 供款以实现免税提款。 3 smart ways to invest tax refunds: 1) Pay off debt to reduce interest, 2) Reinvest in RRSPs for tax-free growth, 3) Contribute to TFSA for tax-free withdrawals. 其他策略包括建立应急基金、储蓄房屋首付以及投资教育储蓄。 Other strategies include building an emergency fund, saving for a down payment on a home, and investing in education savings. 咨询财务顾问以获得个性化指导。 Consult a financial advisor for personalized guidance.