国内评级机构 Icra 将银行业展望调整为“稳定”，并预计 2025 财年信贷增长将放缓至 11.6-12.5%。 Domestic rating agency Icra revised the banking sector outlook to 'stable' and expects credit growth to moderate to 11.6-12.5% in FY25.
国内评级机构 Icra 将银行业展望从“正面”上调至“稳定”，预计由于存款利率上调导致净利息收入利润率下降，2025 财年信贷增长将从 2024 财年的 16.3% 放缓至 11.6-12.5%。 Domestic rating agency Icra revised the banking sector outlook to 'stable' from 'positive', expecting credit growth to moderate to 11.6-12.5% in FY25 from 16.3% in FY24 due to lower net interest income margins on higher deposit rate payouts. 该机构预计，银行系统总不良资产率将从2024年3月的3%进一步降至2025年3月的2.2%，为2011年9月以来的最低水平。 The agency anticipates a further moderation in the gross non-performing assets ratio for the banking system to 2.2% by March 2025 from 3% in March 2024, resulting in the lowest level since September 2011. 此外，2025 财年无担保零售贷款和非银行金融公司的贷款将会放缓。 Additionally, unsecured retail advances and loans to non-bank finance companies will slow down in FY25.