由于违反监管规定,印度储备银行命令 IIFL Finance 停止黄金贷款制裁。 RBI orders IIFL Finance to halt gold loan sanctioning due to regulatory violations.
由于多次违反监管规定,印度储备银行 (RBI) 下令 IIFL Finance 停止制裁或发放黄金贷款。 The Reserve Bank of India (RBI) ordered IIFL Finance to cease and desist from sanctioning or disbursing gold loans due to multiple regulatory violations. 印度储备银行发现了一些违规行为,例如发放的贷款超过担保允许的数量、分析和认证黄金纯度存在偏差以及客户收费缺乏透明度。 RBI found irregularities such as granting more loans than permitted by security, deviations in assaying and certifying gold purity, and lack of transparency in customer charges. IIFL Finance 还被发现违反了印度储备银行允许的最高贷款价值比 (LTV)。 IIFL Finance was also found in breach of the maximum loan-to-value ratio (LTV) permitted by RBI. 尽管有这些限制,IIFL Finance 仍可以继续为其现有的黄金贷款组合提供服务。 Despite the restrictions, IIFL Finance can continue servicing its existing gold loan portfolio.