九个州牙科协会于 2024 年出台立法，实施牙科损失率，要求保险公司将一定比例的保费用于患者护理，如果未达到要求，则予以退款。 Nine state dental societies introduced legislation in 2024 to implement dental loss ratios, requiring insurers to spend a set percentage of premiums on patient care, with refunds if unmet.

九个州牙科协会已于 2024 年立法实施牙齿损失率。 Nine state dental societies have introduced legislation in 2024 to implement a dental loss ratio. 这个牙医术语指的是对保险公司的限制，以确保一定比例的保费用于患者护理而不是运营和管理成本。 This dentist term refers to limits on insurers to ensure a certain percentage of premiums go toward patient care rather than operating and administrative costs. 这些州的保险公司将被要求将一定比例的保费收入用于实际的患者护理。 Insurers in these states would be required to spend a set percentage of their premium revenue on actual patient care. 如果他们未能达到设定的百分比，他们将被迫向参保患者退还部分保费。 If they fail to meet the set percentage, they would be forced to refund a part of the premium to insured patients. 每个州对这种方法的处理方式有所不同，其共同目标是确保患者从其牙科计划中获得最大价值。 This approach is handled differently in each state, with the common goal of ensuring patients receive the most value from their dental plans.