从2027年4月开始, 英国退休金将面临40%的继承税, 引起对过时、未调整的税额的担忧。 Starting April 2027, UK pensions will face 40% inheritance tax, raising concerns over outdated, unadjusted tax allowances.

从2027年4月起,英国继承税将扩大到包括养恤金,使其适用40%的税率。 Starting April 2027, UK inheritance tax will expand to include pensions, subjecting them to the 40% rate. 自2009年和1981年以来,固定津贴,如零薪段325 000英镑和每年3 000英镑的礼品豁免,均没有分别调整,导致随着资产价值的上升,税收负担增加。 Fixed allowances—such as the £325,000 nil-rate band and £3,000 annual gift exemption—have not been adjusted since 2009 and 1981, respectively, leading to higher tax burdens as asset values rise. 专家警告说,过时的制度每年可能给家庭造成高达3 400英镑的费用,促使人们呼吁提供简化的、通货膨胀指数化的免税津贴,以确保公平并降低复杂性。 Experts warn the outdated system could cost families up to £3,400 more annually, prompting calls for a simplified, inflation-indexed tax-free allowance to ensure fairness and reduce complexity.