印度的RBI提出自2026年7月1日生效的数字欺诈补偿计划,
India’s RBI proposes a digital fraud compensation scheme capping at ₹25,000, effective July 1, 2026.
印度储备银行提出了一次性数字欺诈赔偿计划,最高为25 000英镑,占损失额的85%,最高为50 000英镑,其中65%由RBI支付,其余部分由银行分担。
The Reserve Bank of India has proposed a one-time digital fraud compensation scheme capping at ₹25,000 or 85% of losses up to ₹50,000, with the RBI covering 65% and banks sharing the rest.
受害者必须在五天内通过国家网络犯罪门户网站或1930年热线举报欺诈行为。
Victims must report fraud within five days via the National Cyber Crime Portal or helpline 1930.
RBI将把欺诈案件中的举证责任转移给银行,如果银行有过错,则确保零责任。
The RBI will shift the burden of proof to banks in fraud cases, ensuring zero liability if the bank is at fault.
该框架于2026年7月1日生效,旨在保护印度不断增长的数字支付生态系统中的消费者,并将在一年后加以审查。
The framework, effective July 1, 2026, aims to protect consumers in India’s growing digital payment ecosystem and will be reviewed after one year.
公众应于2026年4月6日前提出反馈意见。
Public feedback is due by April 6, 2026.